What is EOBI?
The Employees’ Old-Age Benefits Institution (EOBI) is a government program designed to provide financial support to retired workers in Pakistan. Established in 1976, it ensures that eligible employees get monthly pensions or grants after retirement.
- Minimum pension starts from Rs. 10,000 per month (2025 update)
- Covers pensions, old-age grants, survivor pensions, and invalidity pensions
- Funded through contributions from both employers and employees
I recommend every worker in the private sector check their EOBI registration early, so they don’t face problems at retirement time.
Quick Facts About EOBI
| Category | Details |
|---|
| Institution | EOBI (Employees’ Old-Age Benefits Institution) |
| Founded | April 1976 |
| Headquarters | Karachi, Pakistan |
| Legal Basis | Article 38 (c) of the Constitution |
| Minimum Pension | Rs. 10,000/- (2025) |
| Current Chairperson | Mr. Azhar Hameed |
| Latest Pension Month | July 2025 |
How to Login to EOBI Portal
If you are a registered employee, here’s how you can use the EOBI login system:
- Visit the official EOBI facilitation system at eobi.gov.pk.
- Click on Login.
- Enter your User ID and Password.
- Double-check your details to avoid login errors.
- Click Login to access your pension record.
👉 You should keep your login details safe, as this portal gives you full access to your EOBI individual information.
EOBI Verification
Through EOBI verification, workers can confirm whether their employer is registered, check their contribution record, and ensure their retirement savings are secure.
What you can verify:
- Registration status
- Contribution history
- Employer details
How to Check EOBI Pension by CNIC
Checking EOBI pension status by CNIC is simple:
- Visit eobi.gov.pk.
- Go to the Pension/Check by CNIC section.
- Enter your CNIC number.
- View your contribution record, payment details, and eligibility.
This is the fastest way to confirm your EOBI online check without visiting the office.
EOBI Card – Why It Matters
The EOBI card is an identity card issued to insured persons. It’s handy for:
- Quick verification during pension collection
- Checking contribution history
- Claiming pension benefits
Types of EOBI Pensions (2025)
| Pension Type | Details |
|---|
| Old Age Pension | Monthly payments for insured workers with at least 15 years of service. |
| Old Age Grant | One-time lump sum for workers who retire but don’t meet contribution criteria. |
| Survivor Pension | Support for spouse and dependents of a deceased insured person. |
| Invalidity Pension | Monthly pension for workers permanently disabled, with at least 5 years of service. |
Who Can Qualify for EOBI?
Must be employed in a private company with 5 or more workers.
Men retire at 60 years, women at 55 years.
At least 15 years of contributions for old-age pension.
5 years of contributions required for invalidity pension.
EOBI Contributions
The pension fund is created through contributions from both employer and employee:
| Contributor | Percentage of Minimum Wage | Example (Rs. 13,000 Minimum Wage) |
|---|---|---|
| Employer | 5% | Rs. 650 |
| Employee | 1% | Rs. 130 |
Sometimes the government covers 50% of pension costs, depending on policy updates.
EOBI Registration for New Employees
Here’s how to register a new worker:
- Download Form PE-01 from the EOBI website.
- Fill out employee and employer details.
- Submit it to your local EOBI office.
- After approval, employees can log in and check status online.
💡 Tip: Always keep a copy of the submitted form and acknowledgment slip for your records.
Frequently Asked Questions
❓ What is EOBI?
EOBI (Employees’ Old-Age Benefits Institution) is a government pension program in Pakistan that gives financial support to workers after retirement. It provides pensions, old-age grants, invalidity pensions, and survivor pensions.
❓ How can I check my EOBI status online?
You can check your EOBI status online by visiting the official portal eobi.gov.pk, selecting the “Pension/Insured Person” option, and entering your CNIC number.
❓ How can I check my EOBI registration by CNIC?
To do an EOBI registration check by CNIC, go to the EOBI website, enter your CNIC, and you’ll see whether your employer has registered you and whether your contributions are being recorded.
❓ What is EOBI in Pakistan?
EOBI in Pakistan is a retirement benefits system for private-sector employees. It ensures that workers have a pension or financial support after they reach retirement age.
❓ How to check EOBI by CNIC?
To check your EOBI by CNIC, open the EOBI facilitation system, click on “Insured Person/Employee Details,” and enter your CNIC. Your EOBI details, pension record, and contributions will be displayed.
❓ How do I check my EOBI details?
You can check your EOBI details (like contributions, employer registration, and pension status) through the EOBI online check system at eobi.gov.pk by using your CNIC.
❓ How to check EOBI registration through CNIC?
The EOBI registration check through CNIC is available under the individual information section on the official portal. Just type your CNIC and view your registration record.
❓ How to check EOBI number?
Your EOBI number is usually issued after registration. If you don’t know it, you can retrieve it by entering your CNIC on the EOBI portal or by contacting your employer/EOBI office.
❓ How to check EOBI number by CNIC?
Simply enter your CNIC on the EOBI facilitation system, and your EOBI number along with pension details will appear.
❓ How can I check my EOBI details by CNIC?
To see your full EOBI details by CNIC, log on to the official portal, input your CNIC, and check your contribution history, registration, and pension status.
❓ How can I check my EOBI status?
Your EOBI status (active, retired, or pensioner) can be checked online with your CNIC on the official EOBI portal.
❓ How to check EOBI registration?
To confirm your EOBI registration, ask your employer for your EOBI number or use your CNIC on the EOBI verification system at eobi.gov.pk.
❓ How to check my EOBI status?
You can check your EOBI status by logging into the EOBI facilitation system with your CNIC or EOBI number.
❓ Who is eligible for EOBI pension?
Employees in the private sector with at least 15 years of EOBI contributions are eligible for an old-age pension. Men qualify at 60 years and women at 55 years.
❓ How to check EOBI balance?
You can check your EOBI balance and payment history through the CNIC check option on the official portal. It shows all pension amounts transferred to your account.
❓ How much is EOBI pension in Pakistan?
As of 2025, the minimum EOBI pension is Rs. 10,000 per month. The government sometimes announces increases depending on policy changes.
❓ How can I check my EOBI details?
Visit eobi.gov.pk, enter your CNIC, and click on “Search” to see all your EOBI individual information.
❓ How to check EOBI pension online?
To check your EOBI pension online, go to the official website, select the “Pension Check by CNIC” option, and enter your CNIC to view your latest payment record.
❓ How much increase in EOBI pension 2025?
The EOBI pension increase in 2025 has raised the minimum pension from Rs. 8,500 to Rs. 10,000 per month. Future increases are usually announced in the federal budget or special notifications.
Final Word
The Employees’ Old-Age Benefits Institution is more than just a pension scheme—it’s a safety net for millions of workers in Pakistan. By keeping track of your EOBI contributions, checking your pension by CNIC, and ensuring your employer is registered, you can secure your retirement years with peace of mind.
So what’s the next step? Head over to eobi.gov.pk, use the EOBI login with CNIC, and confirm your pension status today. The earlier you check, the smoother your retirement journey will be.